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A Perfect Storm for Affordable Housing

Lockdown restriction may be easing across the country, however, the impact of COVID-19 will be felt for some time to come. As forbearance measures are removed, we will begin to realise the financial impact left behind and brace ourselves for the “Debt Tsunami” that many are predicting.


Later this week IE Hub will play host as we discuss the challenges faced by affordable housing providers. We will be joined by expert speakers who will share their view of the current issues and how we might tackle them.

Jonathan Graham – Income Manager - Castles & Coasts Housing Association


Jonathan has worked in Social Housing for over 16 years, 11 of those at The Gateshead Housing Company and the last 5 years with Castles and Coasts Housing Association. Most of his career has been focussed on Income Management and Financial Inclusion, however he has also worked in Lettings and Housing Management.

Jonathan’s primary focus is on tenancy sustainability and getting tenancies off to the best possible start. He is passionate about social housing and is a member of the Chartered Institute of Housing North East Regional Board.

Angela Clements - Social enterprises consultant – Angela Clements Consultancy


Following a career as a qualified banker, Angela spent 5 years turning around one of the largest community based credit unions. During which time she identified a significant market failure in providing tailored credit solution to alleviate material poverty, supporting lower income families to purchase essential white goods and furniture for their homes.

Angela established Fair for You to meet this need, and within 5 years Fair for You is now established as a leading alternative to rent to own sector. It has gone on to be a highly sustainable solution that has delivered >50m of social benefit in its establishing period, winning many awards including Angela being awarded Entrepreneur of the Year at the Women in Credit Awards.

Mark McElvanney – Sales Director - IE Hub


Mark is an experienced Business Development Leader with a demonstrated history of working in the non-profit and debt management industries. Over the last 15 years Mark has held various roles within credit and collections spanning policy, customer advocacy and debt advice.


Mark joined Personal Data Management in January 2019 as Sales Director. He has established cross sector relationships and new users for IE Hub within banking, utilities, housing, local government, debt collection and debt advice. During this time IE Hub has won multiple Credit and Collections Technology awards and been recognised as a Tech Nation leading fintech.



The event is free to join, sign up: https://lnkd.in/ewM9iDd


You can pose questions to the panel in advance by e-mail joinup@iehub.co.uk